Trial Ready · Live · (310) 598-9614 Los Angeles · Statewide California
Chapter Three · Property Damage No Fee Unless We Win

Damaged.
Denied.
Paid.

You paid premiums for years. Then something happened, you filed, and the carrier found a way to underpay or refuse. This is not a coincidence. This is how property insurance works when no one pushes back. We push back.

Claims We Handle

Common · Not Ordinary
01
Fire & Smoke

Wildfire, kitchen fire, neighboring structure fires. Total loss or partial, smoke damage included.

02
Water & Flood

Burst pipes, slab leaks, roof leaks, appliance leaks. Mold follows, so does the lowball.

03
Wind & Storm

Roof damage, siding damage, water intrusion after storm. Cosmetic denials are common and usually wrong.

04
Earthquake

Foundation damage, structural cracks, unreinforced masonry. Specialty policies with specialty games.

05
Vandalism & Theft

Burglary, break-in damage, graffiti. Document fast, photograph everything.

06
Commercial & Business

Business interruption, equipment loss, leased property damage. Separate coverage, separate fight.

Tell us what happened.

Send us the denial letter or the estimate. We read it for free and tell you what is under-valued.

Response Same day, usually within the hour Cost No fee unless we win Who answers Brian, directly
Case Intake
Five fields. Thirty seconds. No obligation.

Submitting this form does not create an attorney-client relationship. Prior results do not guarantee a similar outcome.

FAQ

Answers we give every week
How long do I have to sue?+
California has a one-year contractual limitations period on most first-party property claims, measured from the date of loss. This is shorter than the general statute. Move quickly.
The carrier already paid something. Can I still recover more?+
Yes. Partial payment does not close the claim. Many matters we take started with an underpayment.
Do I have to use the carrier's preferred contractor?+
No. You select the vendor. The carrier pays. Do not let an adjuster tell you otherwise.
My claim was denied. Is that the end?+
No. A written denial is a starting point, not an ending. Bad-faith denial exposes the carrier to additional damages.
What if the damage is worse than they inspected?+
Reopen. Supplement. This is routine and part of what we do.

Tell Us
What Happened.

Free consultation. No obligation. No fee unless we win.

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